Need an appraisal in Mount Pleasant or Charleston County?
See the top seven reasons SC homeowners order from Riverview Appraisals:
Own a home in or near Mount Pleasant, SC and need help deciding the value of it?
At Riverview Appraisals, we understand the particular needs of a customer seeking appraisal services. While our usual clients understand the appraisal process and standard reporting formats, you as a consumer will get an extra level of customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them. For-Sale-By-Owner (FSBO) / Pre-Listing ServicesSince you have an emotional attachment to your own house, it's often very hard to be objective about it. The professional appraisers at Riverview Appraisals will tell you what you need to know -- not just what you want to hear. We are objective. A professional appraisal is a crucial negotiating tool once you have a potential buyer, in addition to helping you set a realistic price to sell at so your house will attract buyers. It gives you something concrete to show the buyer. The appraisal is an independent third party's opinion of your home's value, not just how much you think your home is worth. Interested buyers assume you have an emotional attachment to your house and will be more likely to give credibility to a qualified appraiser's value assessment than yours. PMI Removal AppraisalsA fashionable way to cut expenses for homeowners is to get the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Once your mortgage loan is less than 80% of the value of your house, in most cases you can apply to your lender to have the PMI removed from your loan, which will make your monthly payments go down. At Riverview Appraisals, we're experienced in helping folks just like you abolish unneeded and unwanted PMI insurance. Challenge Charleston county's assessment of your propertyLets say your house is not appreciating as much as other homes close to yours -- your local tax assessor may have your house overvalued. This means you are probably paying higher taxes than you should be paying. The faster you take care of a matter like this, the better off you'll be, since your property assessment may likely go up again in the next period. Getting an appraisal from Riverview Appraisals is your perfect weapon when challenging your property tax assessment. Was your HELOC recently frozen?Even if your specific property has not declined in value, your lender may just choose to automatically freeze your home equity line of credit (HELOC) if your property is in a declining area. Not only can this be unsuitable from a cash flow standpoint, but it can be damaging to your credit score since it may appear as though that credit line is maxed out. An efficient appraisal from Riverview Appraisals can help you reinstate your HELOC. We Also Offer Field and Desktop Appraisal Review ServicesHave you just been given a copy of your appraisal and you would wish to have a seasoned appraiser double-check it for precision or do you need a second opinion without the added expense and delay of waiting for a whole new appraisal? An appraiser from Riverview Appraisals can go out and check the subject and comps in question in a field review. Or, if you're in a rush, we can provide you with a desk review and verify as many facts as we can using online data sources as well as our own files. We can also provide a retrospective review of any appraisal you may have had in the past. Even though this is usually requested by banks, you may desire to make use of this service if you suspect mortgage fraud related to your home. |